With the colder weather now drawing near, many people will be looking to replace their gas furnace with an improved, more efficient model. Gas furnace prices are an important factor in achieving a cost-effective solution to your heating requirements.

Make certain that you do not make the mistake that many people make and that is to select your new gas furnace solely on the basis of which one is the cheapest. This may be an expensive mistake over the long-term.

You need to buy a furnace that is sufficient for your heating needs and is not ‘over-specified’. Given that future gas prices are very likely to be higher than they are today, you should look at buying a high-efficiency furnace. Although this will cost you more initially than a low-efficiency furnace, the long-term savings on gas should more than offset the difference in price.

You will also need to consider the costs of routine maintenance and servicing as well as the guarantees and warranties that the furnace manufacture will supply with your new furnace. The availability of spare parts and how quickly these can be obtained and fitted also need to be considered to ensure that your heating is never out-of-action.

The current economic climate means that gas furnace manufactuers and dealers are desperate for your business. This means that there are some real bargains to be obtained if you shop around for the best gas furnace prices.

A new gas furnace is a major purchase so you should take plenty of time to ensure that you get the best combination of price, performance and economy that you can.

Recent events around the world saw people scrambling to purchase small cars. Gas prices went through the roof and stayed there for longer than anyone cares to remember. Buying any car comes with its fair share of headaches, but small cars have a few issues that are unique to their size and longevity. Here are tips for buying small cars.

1. Wear and Tear- Small cars are more prone to wearing out than a larger car with similar miles and use. The engines are smaller, parts are made of lightweight materials and they just are not built to last in most cases. Be wary of small cars whose mileage is well over 100,000, and ask to see maintenance records if they exist.

2. Safety- When comparing small cars to larger ones there is always a safety issue to consider, especially with older models. Today’s small cars are safer than ever with air bags, side curtains and certain manufacturer modifications such as reinforced roofs and break away nose caps.

3. Too Small- A small car will give you superior gas mileage and the confidence of knowing you reduced your carbon foot print, but that does not mean one will work for you. Do you have more than two children? Is this a back-up or work car only? Are you planning long trips where room for people and luggage is going to be required? All of these are great questions to determine if a small car is right for you and your family.

4. Track Record- What kind of consumer response has the small car you are looking at received. Some small cars were practically junk right off the assembly line while others are the Timex’s of the small car world, they keep a licking and keep on moving! Some of the Nissan varieties fell into this last category and a few small Dodge’s fell into the first know your car.

Small cars have many advantages but you cannot ignore the disadvantages altogether. If a car is not large enough to take the kids to dance or soccer practice, you will eat up your savings arranging alternate transportation.

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You may know that because the IRS provides a standard mileage rate for the deduction of vehicle expenses used in your business, you are allowed to choose between this rate and the actual expenses you incur in calculating this deduction.

Because the mileage rate includes nearly all of the expenses you incur it is typically much easier to apply. All you need are mileage logs and the current rate allowed by the IRS.

But it may not always provide the best deduction you can get. By the time you add up all of the expenses you are entitled to for actual expenses, it’s not unlikely they will exceed the standard rate amount you could take.

Actual expenses include depreciation, licenses, gas, oil, tolls, lease payments, insurance, garage rental, parking, registration fees, repairs, maintenance, tire costs, etc. Expenses for personal property taxes and parking are deductible even if you do take the standard mileage deduction.

As of October 2008, the current standard mileage rate is 58.5 cents per mile. Given that gas prices have recently been declining, the standard rate looks very attractive presently, but it is still a good idea to run both calculations to be sure you’re deducting as much as you can.

If you will ever use the standard mileage deduction, you are required to use it in the first year your vehicle is in service for business purposes. There are also situations for which the tax law prohibits a vehicle user from taking the standard mileage rate.

These include:

• If the owner uses five or more vehicles in a business;

• If a Section 179 deduction was taken on the purchase of the vehicle;
• If the vehicle is leased and the actual expenses have ever been used to calculate the deduction.

Making a careful and wise decision about how you calculate the deduction you take for vehicle usage can save you a lot of money on your taxes. Do the right thing for yourself.

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