November 6, 2009
Identifying a Need from a Want
Running with a cycle of debt every month is certainly not fun. With barely enough money to live from your payday until the next month, you are certainly getting a bit stressed right now. With no money left to put into your savings account, you know you are hanging at the edge of the cliff.
The simple principle to help you get off this situation is to end your debts once and for all. How to stop it? Track your expenses and avoid spending more to get further in debt.
The question right now is how to learn to modify your current lifestyle. When it comes to the behavior with spending money, you must be conscious in allocating more of your paycheck for your bills. You should do this at the moment you receive your paycheck. In short, it is the first priority, not the last where you only pay with what is left.
Learn to live with a budget. With the awareness that you earn a limited income, you must spend with a limitation too. Be conscious to buy only what you need. A need is different from a want. This is illustrated in this example: if you went shopping and see along the way an $80 handbag, your impulse tells you to buy this with credit card since it has a 20% discount. With consciousness in your budget, however, you will just walk on by and resist that purchase.
The handbag is just a want, not necessary a need. After all, you don’t really need them now and can set that aside until the time comes when you are already debt free.
Learning to distinguish between a want and a need is just one of the many things you should tweak in your spending habits. After all, your journey to being debt free is a learning process. A hard learning process you will never forget.
For more valuable information, learn from this financial directory www.dollarguides.com or find some useful insights in this how to get rid of debt blog. Another important resource is this personal finance lens.
Filed under Beyond Random Ramblings by Arjuna
October 4, 2008
Coach Soho
Soho - district in Manhattan noted for its old warehouses converted into restaurants, galleries and theaters.
So why Soho? It is like the fine wine of handbags or accessories rekindled in a way that only Coach could mime. These astounding and stylish mini bags and accessories are a magnificent choice for metropolitan living.
Soho’s are the seal of a woman’s exquisite elegant heart. That is why the Soho is so special. This line is the Jewel of the Nile. As in vintage, it comes from the finest line produced by Coach. It is the best of the past honoring the current styles. It represents the caliber of past skill and designs coupled with the diversity of today.
Soho’s are exquisite for any occasion. I use my multicolored patent leather Soho with chrome fasteners continuously because it fits well with almost everything in my wardrobe. I positively love this bag. I use it for just about everything from being lazy to throwing it around when I am feeling a little less than charming. You really cannot go wrong with a Soho.
Let’s chat about durability. The Soho is so extraordinarily reliable that it can withstand my toddler’s cataclysmic little hands. This bag did not become a classic because it was fastened with inadequate materials put together fecklessly. It is what it is because of Coach’s signature materials and vintage hobo design that are certified to outlast any trend, style or fad.
The tether on my handbag is little enough to be decently held without looking disorganized but expands enough to be featured under your arm if you need a another hand. My particular Soho is a zipper top bag, but I also adore the flip top design especially in tweed brown, blue and black. It is a little more standard then my Soho because it represents the fundamental styles of our yesteryears.
Look at the facts; 80’s fashions were not all that lovely. Hot colors such as bright orange were only fetching because they complimented the social trends to wonder from the expected way of life and journey into our unique personalities. The Baby Boom era reconditioned the way we do business by making goods faster and cheaper. However Coach acknowledges that trends of the past are destine to return, so they put a fascinating spin on the past style making Soho’s in tweed. Tweed was originally called twill because it was made of unfinished woolen fabric woven into a twill pattern instead of a ordinary one.
Have you ever noticed that products made with tweed have outlived the ones made with other fabrics? We all know that quality is better than quantity. So Coach produces products that will last. Tweed use to be a prized possession because of its moisture resistance and durability but became superseded because of our accelerating needs. So lots of tailors shifted to more cost effective goods such as cotton and polyester.
Coach’s can put a dent in your billfold but you can rest easy knowing it will last. Whatever your flavor happens to be: red, black, brown, orange, green, multi colored, small, large, mini purses, or wallets, Coach has a bag to satisfy your desires. You can be confident that the Soho line and hobo design will continue to conquer the accessory world making the crazes of today the classics of our future..
Like Audrey Hepburn, her beauty, image and majesty remain forever as a symbol of what it means to be an independent woman. The same can be said for the Soho. The heterogeneity, characters and style will continue dominating the accessory corporations making it a model for just about any event.
More on Coach Soho:
black coach soho signature purse
coach soho mini signature collection
coach soho leather hobo
August 27, 2008
Carly Canvas Handbag
Let me introduce you to Carly. Carly is larger than life! She is lightweight and trim. Really she is pretty bitchin’! Didn’t you know that the first handbag designed for Coach was inspired by a brown paper shopping bag? Well not a lot has changed since 1962.
It seems now more then ever, we want functionality as well as practicality from a purse that is large enough for us to carefully hide away what we cannot leave behind. Besides the common everyday necessities such as a cell phone, wallet and keys, there are some things that we need on occasion but don’t want to flaunt, or want to keep undisclosed. So what does a girl want but not want to show?
She secretly wants Mr. Handsome but doesn’t want to unmask to him that she has already invited herself to spend the weekend cozy in bed with Mr. Handsome. I mean you could have an overnight bag already waiting in your car just in case. Then when he asks you to stay with him for the evening, you run out to your car to pick up your tote but that is just tacky isn’t it? It is one thing to be prepared but another to seem eager don’t you think?
Not Carly! She is lightweight enough so that you can store your unmentionables and necessities without looking like you are ready to move in with him. The mysteries of a woman are held securely zipped inside the Large Carly Leather Signature purse, handbag or tote.
Can you imagine yourself on a romantic evening with Mr. Handsome using a tote that doesn’t zip and accidentally exposing your most intimate secrets? Oops, your bag tips over and there it is for the world to see, exposing your dirty little desires Don’t let Mr. Handsome run away with Mr. Guys-guy because you decided to save a couple dollars on a cheap bag instead of a Carly Leather handbag that could have kept your inclinations discrete. We don’t always know what life will bring so being prepared is being practical without looking like Allison Reynolds (Ally Sheedy) from The Breakfast Club.
Seriously, there are two ways to mess around. They are called cleaning up the mess around the restaurant floor after spilling the intimate items from your purse, or there is cleaning up the mess around the bedroom floor after messing around with Mr. Handsome all weekend. I don’t know about you but I would much rather mess around with Mr. Handsome.
Although having a purse that serves a greater purpose, the Large Carly Signature by Coach comes in a multiplicity of variant patchwork. My personal favorites are the quintessential Carly Coach Large Authentic Khaki/Black Purse, and the Signature Denim Carly’s with patent trim because of its lightweight and fortified signature material with crinkle patent leather trim and size.
The Signature Large Carly Coach’s are made with either Coach’s patent leather or canvas fabrics ranging from holiday designs arranged with warm browns, oranges, reds and blacks, to summer tones in blue, pink and white as well as tradition colors.
Carly is not just a Coach, she’s a lady!
Some more about Coach Carrly:
carly canvas
carly handbag
carly handbags